David Massey

I’ve been in the mortgage industry since 2012, working with a wide range of clients—from first-time homebuyers to experienced homeowners navigating more complex scenarios. My experience includes traditional purchases, move-up buyers, bridge financing strategies, and self-employed income, so I’m comfortable stepping into just about any situation.
I’m known for bringing clarity to a process that can often feel overwhelming. I take a calm, no-pressure approach and prioritize responsiveness, so clients feel informed and supported every step of the way. Whether it’s structuring creative solutions or simply making sure nothing falls through the cracks, my goal is always the same: to make the financing side of the transaction feel smooth, predictable, and manageable.

Outside of work, I’m a husband and proud #GirlDad to two daughters (plus one more girl—our dog). When I’m not working, you’ll usually find me on the golf course or skiing—especially now that my girls are getting into it too.

I’m also actively involved in the local real estate community, serving as a 2025 YCAR Affiliate Director and participating on the YPN board, along with various community and volunteer events.

"David was awesome. He made himself available and was always kind and attentive. This was my first home purchase and he made sure to make sure I was comfortable throughout the entire process. I recommend David to anyone who needs assistance with home loan services."

Ross Rossta
First-Time Homebuyer

"David was incredible to work with throughout my home-buying process in Davis. There were a few unexpected hurdles, but David was always calm, creative, and proactive in finding solutions. He thought outside the box and made what could have been a stressful experience feel manageable. I truly appreciated his responsiveness, expertise, and commitment to making everything work out. I highly recommend David if you're looking for a loan officer who will go the extra mile."

Michael Misson
Homebuyer

"David Massey was absolutely instrumental in helping us purchase our first home. When other lenders treated us as "just a number", David was there with personalized assistance and incredible attention to detail. He helped us maximize our credit scores and get approval for a loan that beat all others. We ended up with an APR that was nearly 1.0% lower than what our local credit union could offer. David was always happy to answer our questions, big or small. He advocated for us at every step and made an intimidating process so much easier, which allowed us to focus on other important aspects of buying a home. I don't think we could have done this without him! Thanks, David!"

Nick Burnett
First-time Homebuyer

David’s Reviews

"David was awesome. He made himself available and was always kind and attentive. This was my first home purchase and he made sure to make sure I was comfortable throughout the entire process. I recommend David to anyone who needs assistance with home loan services."