Mutual Success

Dedicated lending solutions for the agents who set the standard. We integrate with your workflow, offering fast answers, co-branded touchpoints, and expert attention from first introduction to close.

Partnership with us gives you a direct line to decision-makers, timely updates, and a rhythm that keeps your buyer ahead.

Together, we turn transactions into smooth closings that strengthen your reputation and earn repeat and referral business.

The Way Home

At Generations Home Loans, we process loans and carry forward a tradition of local lending built on trust, experience, and enduring relationships. As a full-service mortgage bank with established ties in the communities we serve, we bring the perspective to support every kind of home purchase-from primary residences to long-term investments.

New to the process or seasoned in the market, you can expect genuine expertise, personal service, and lending solutions aligned to your goals. We’re your partner through every phase, anticipating your needs and streamlining the experience, with a vision designed around the life you’re creating.

Knowledge is Leverage

At GHL, insight is a powerful tool and we treat it as such. First-time buyer, seasoned investor, or advanced planner, you deserve more than generic advice. We provide sharp analysis and a refined approach that turns complexity into opportunity. Every detail is considered and each step thoughtfully managed because when understanding leads, smart lending follows.

Affordability Calculator

Use our Affordability Calculator to explore the level of home that aligns with your lifestyle and ambition, factoring in income, expenses, and loan structure to support, confident, future-focused decisions.

Payment Calculator

Estimate monthly mortgage with precision. Our Payment Calculator considers loan amount, interest rate, and term to give you a clear view of your financial commitments before you sign.

Rent vs Buy

Curious where your money works harder? Our Rent vs. Buy Calculator is a tool built to illuminate the financial pathways that support lasting investment in your future.

Personalized Solutions

From conventional to VA to non-traditional programs, we design lending solutions around your client’s needs so every recommendation feels purposeful and aligned.

Local Expertise

We live here and lend here. Our insights go beyond the rate sheet. We understand your market and see our partnership as an investment in the community.

Trust and Transparency

We lead with clarity, not complexity. Our goal is a partnership built on trust, not tactics because what you see is what you close with.

Meet the Team

At Generations, we believe in relationships before transactions, and results beyond closing. Your client’s future begins with the right partnership. You lead the way. We’ve got your back. Because when your work shapes futures and builds legacies, your lending partner should, too.

David Cloe

Mortgage Advisor

NMLS# 487429
Idaho: 208.446.3426
Washington & Oregon: 509.294.2892

Carrie Eutsler

Mortgage Advisor

NMLS# 1294520
208.208.8710

Carrie Eutsler

Mortgage Advisor

NMLS# 1294520
208.208.8710