David Massey

I’ve been in the mortgage industry since 2012, working with a wide range of clients—from first-time homebuyers to experienced homeowners navigating more complex scenarios. My experience includes traditional purchases, move-up buyers, bridge financing strategies, and self-employed income, so I’m comfortable stepping into just about any situation.

I’m known for bringing clarity to a process that can often feel overwhelming. I take a calm, no-pressure approach and prioritize responsiveness, so clients feel informed and supported every step of the way. Whether it’s structuring creative solutions or simply making sure nothing falls through the cracks, my goal is always the same: to make the financing side of the transaction feel smooth, predictable, and manageable.

Personal
Outside of work, I’m a husband and proud #GirlDad to two daughters (plus one more girl—our dog). When I’m not working, you’ll usually find me on the golf course or skiing—especially now that my girls are getting into it too.

Community
I’m actively involved in the local real estate community, serving as a 2025 YCAR Affiliate Director and participating on the YPN board, along with various community and volunteer events.

"David was awesome. He made himself available and was always kind and attentive. This was my first home purchase and he made sure to make sure I was comfortable throughout the entire process. I recommend David to anyone who needs assistance with home loan services."

Ross Rossta
First-Time Homebuyer

"David was incredible to work with throughout my home-buying process in Davis. There were a few unexpected hurdles, but David was always calm, creative, and proactive in finding solutions. He thought outside the box and made what could have been a stressful experience feel manageable. I truly appreciated his responsiveness, expertise, and commitment to making everything work out. I highly recommend David if you're looking for a loan officer who will go the extra mile."

Michael Mison
Homebuyer

"David Massey was absolutely instrumental in helping us purchase our first home. When other lenders treated us as "just a number", David was there with personalized assistance and incredible attention to detail. He helped us maximize our credit scores and get approval for a loan that beat all others. We ended up with an APR that was nearly 1.0% lower than what our local credit union could offer. David was always happy to answer our questions, big or small. He advocated for us at every step and made an intimidating process so much easier, which allowed us to focus on other important aspects of buying a home. I don't think we could have done this without him! Thanks, David!"

Nick Burnett
First-time Homebuyer

We had an amazing experience working with David! From the very beginning, he was incredibly professional, kind, and genuinely invested in helping us make our home purchase a reality. He took the time to explore different options, ensuring we secured the best possible down payment and monthly payment that fit our budget. We truly appreciate their patience, guidance, and willingness to work with us every step of the way. Highly recommend to anyone looking for a top-notch mortgage advisor!

Navid
First-time Homebuyer

David is an amazing person to work with! He helped us throughout the process of buying a house from the beginning and supported and guided us with the best intentions. We couldn't thank him enough. I highly recommend David if you are looking to buy or sell your property!

Jinbae Jung
First-time Homebuyer

If I could give David Massey more than five stars, I would not hesitate to do so. From our very first interaction to the closing of my mortgage, David exhibited an extraordinary level of professionalism, patience, and expertise that truly set him apart. Every step of the way, he took the time to thoroughly explain all the options available to me, presenting the pros and cons of each with clarity and insight. His advice proved invaluable throughout the entire process, as it was consistently spot on and tailored to my specific needs. Navigating the mortgage industry can be incredibly stressful, and I’ve experienced that firsthand. However, David maintained a calm and composed demeanor, never allowing the pressure of the situation to affect his service. Even as we approached the closing date, he was tirelessly advocating for me, determined to find any possible way to secure a lower mortgage rate. Remarkably, in the final moments before closing, he managed to successfully reduce my rate by an impressive 0.25%. This unexpected decrease felt like an incredible bonus on closing day, making the entire experience even more rewarding. He has undoubtedly earned my loyalty, and I can confidently say I am now a client for life. Excellent work, David!

Bridget
Homebuyer

David Massey was by far the most helpful of all the people I worked with while buying and selling my house. No question was silly, he explained everything and was always available to me. A wonderful guy!!

Sandee Schlickman
Homebuyer and Seller

David was the lender on a recent transaction where I represented first-time homebuyers purchasing in Woodland. Communication was great throughout. He kept everyone in the loop and took the time to explain things in plain language when my clients had questions. The whole lending side was smooth from start to finish with zero surprises, which is a really nice change of pace from other transactions I've been a part of lately. David and his team at Generations Home Loans made the process easy, and I look forward to working with him time and time again.

Kyler Klingberg
Real Estate Agent

David’s Reviews

"David was awesome. He made himself available and was always kind and attentive. This was my first home purchase and he made sure to make sure I was comfortable throughout the entire process. I recommend David to anyone who needs assistance with home loan services."

David is an amazing person to work with! He helped us throughout the process of buying a house from the beginning and supported and guided us with the best intentions. We couldn't thank him enough. I highly recommend David if you are looking to buy or sell your property!

David Massey was by far the most helpful of all the people I worked with while buying and selling my house. No question was silly, he explained everything and was always available to me. A wonderful guy!!