Howard Nordberg

I am a Mortgage Loan Originator with a career spanning more than four decades, bringing expertise and a command of the lending landscape earned over time. Since entering the industry in 1979, I have guided clients through home financing with a direct, responsive approach.

Licensed across nine states—Arizona, California, Colorado, Idaho, Oregon, Nevada, Texas, Utah, and Washington—I work comfortably across diverse markets easily, drawing on experience that translates across regions and loan scenarios.

I hold an FHA Direct Endorsement for underwriting, a distinction that speaks to my advanced technical knowledge and the ability to evaluate and structure loans with discipline and discernment.

Personal
Outside of lending, I am a musician and creative entrepreneur, developing AI-driven music projects that explore new territory. I spend time outdoors camping or fishing along the American River, and enjoy being with my wife, four daughters, and growing circle of grandchildren.

"Securing a home loan is a daunting process and even more so to a first time home buyer. However, we were extremely lucky to work with Howard. A professional and expert through-and-through, there were no questions left unanswered when we required it. Providing us with information to educate us on the process and resources that were wrapped and packaged with words of encouragement, Howard empowered us to confidently and comfortably make an informed decision to move forward with our home loan. This allowed the process to continue with no issue and resulted in the extremely quick and hassle free closing of our home. If you are looking for a place to start, please start with Howard. No idea what you are doing? Start with Howard. Lending standards and how they may apply to your unique situation? Credit score requirements? Down Payments questions, and government programs that may assist you? Start with Howard. You may not know what you are capable of financially until you try - so try with Howard? Thank you, Howard, for the easy, clear, and concise process with resources along the way and priceless financial education provided.. 100% will recommend!"

Mai Sayasane
First-time Homebuyer

"If I could erect a large tent in the middle of a field, I would have a church dedicated to Howard. We would have a large portrait of Howard behind the pulpit and all would be welcomed in the name of Howard. We would sing the praises of Howard in hymns like Glory Be Thy Howard, Amazing Howard, Trust in Howard, and Old Rugged Cross. I would regale parishioners with the parable of when Howard, in his benevolence, got my mortgage from application to funded in nine days (NINE DAYS- truly a miracle!), and a collection would be taken up in the name of Howard so that his followers may bestow upon him many Starbucks cards. Our service would conclude with the reading of the day’s mortgage rates, and any requests for applications; and after a last prayer is said for the protection of Howard, we would all rejoin the world, refreshed and glowing in all the glory that is Howard. However, I don’t have a big white tent or a field, so I have to settle for preaching the gospel of Howard via Google Review. Howard was able to get my loan done in less than two weeks after my big bank pulled some shenanigans and we were already knee-deep in the process. I can’t recommend him enough. May Howard bless you and keep you."

Valerie Raphael
Homebuyer

Howard’s Reviews